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Payflo exists to help African SMEs operate with clarity and control — whether they run a single counter or multiple branches.
Payflo exists to help African SMEs operate with clarity and control — whether they run a single counter or multiple branches. We’re building a commerce network that connects merchants to modern payments, reporting, and partner services, while meeting businesses where they already are: WhatsApp — and upgrading them when they’re ready.
Payflo Max is our Android-based POS for growing SMEs that want better operational control. It’s designed for daily selling, stock visibility, staff accountability, and performance reporting — giving merchants a real dashboard view of their business, not guesswork.
Sell, track stock,
and monitor performance from one device. Designed for staff
usage, permissions, and daily accountability. Built for scale —
ready for partner integrations as you grow.Payflo AI focuses on selling VAS like airtime and electricity, etc. It helps you run day-to-day selling and recordkeeping inside chat — perfect for speed, reach, and simple onboarding.
No app
required — works on WhatsAppWorks on any
smartphone
Track
activity and requests in chat Upgrade to
Payflo Max when ready 
See daily performance at a glance — totals, trends, and what’s changing.
Know what’s moving, what’s low, and what needs restocking before it becomes a problem.
Track who did what and when — useful for teams, shifts, and reducing losses.
Keep structured records that help with disputes, audits, and partner requirements.
Generate activity and settlement reports that make operations and reconciliation easier.
Get help fast through WhatsApp, without complicated ticket systems.
Merchants
Districts
Followers
Digital Services
These are the most common questions merchants ask before joining Payflo. If you want to confirm requirements or start onboarding, chat with us on WhatsApp.
Use WhatsApp to register, submit KYC, and get guided onboarding. If you qualify for Payflo Max, our team will assist with next steps.
